Sharing some the Best Kept Secrets in real estate. The middle and end of the summer are great times to buy a home. Fall is just around the corner, and kids will soon be going back to school. Families want to get moved and situated before the hectic nature of work, school and play schedules all accumulate and make it nearly impossible to arrange home viewings and work with mortgage lenders, let alone pack up a home, move and get situated in a new location. Home buying can be made even easier during the summer months with an FHA Home Loan.

FHA Home Loans could very well be one of the best kept secrets in the mortgage world. As explained by the US Department of Housing, an FHA Home Loan requires miniscule down payments, as low as 3.5% in some cases, and closing costs and associated fees can be included in the loan and paid off over time. This makes it much easier for people and families to buy a house who don’t have a lot of money to invest up front and use to pay towards a down payment or closing fees.

What if you are buying a home that might need a little TLC in the next few years? An FHA Home Loan allows you to estimate the costs of necessary repairs and will lend you the money needed to make them. The costs of these repairs are rolled into your loan, making it much easier to pay them off over time and require no large up-front payments. In addition to repairs, homeowners are also able to add costs of making their homes more energy efficient in their loan, and pay nothing up front.

With so many benefits, it’s worth taking the extra time to find an FHA Loan certified lender and deciding if you could benefit from the perks of an FHA Loan. To get started on your search towards finding a lender in your area who can help you better understand these loans, visit FHAHomeLoan.org.

Guest post by: Jessica Thorseon at FHAHomeLoan.org